ADT® Authorized Dealer Serving Naperville, Aurora, & Surrounding Areas
Father and children coming through the front door of their home
September 08, 2026

Will A Home Security System Lower Insurance Rates In Naperville?

Absolutely! Many insurers give discounts for home security systems in Naperville, frequently ranging from 5 to 20% depending on several different variables. The amount of your discount can vary widely according to the type of system you select, the insurance company, and your location. Learn how to get the most savings while supplying your family with the highest level of protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems reduce the risk of break-ins, which means the probability of your insurer paying out are reduced. Whenever you have monitored smoke detectors, water sensors, and CO sensors linked to your home’s security, the risk of damage caused by flooding and fires is reduced as well. You’re helping the insurer by lowering their payout risk. Because of this, they’re happy to give you a price savings.

What Naperville Home Security Systems Qualify For The Biggest Discount?

It makes sense that you want the largest discount possible. Here’s how:

  • Get a monitored system. Professional monitoring is the best choice for your loved ones, and it’s often required by insurance companies to qualify for a discount. Enjoy the added protection you need and save some cash in the process.

  • Add monitored safety alarms. You’ll likely earn even more savings by minimizing the risk of damage as a result of fires, CO leaks, and water infiltration. Having your smoke alarms, CO detectors, and flood sensors monitored also gives your family a critical backup during emergencies.

  • Install a comprehensive system. Installing a layered defense with exterior and interior cameras, contact sensors, motion sensors, smart locks, and more, will be seen positively by the insurance company and bring more savings.

Adding a surveillance camera alone won’t instantly qualify you for a discount. Remember that your system should be professionally monitored. 

How To Get Your Home Security Insurance Discount In Naperville

The first step to getting a discount on your premiums is to call the insurer once you’ve installed your home alarm system. They will likely want to see documentation such as a professional monitoring certificate or a monitoring agreement. Leading home security providers like ADT have experience with insurers and can assist with the required documentation.

ADT Systems Check All The Boxes For Insurance Discounts

Pick the best protection for your property and take advantage of an insurance discount with an ADT security system in Naperville. Backed by the nation’s most extensive monitoring network, ADT provides unrivaled round-the-clock professional monitoring. You’ll also appreciate multi-layered systems with video surveillance, smart locks, environmental alarms, and much more.

How Much Will You Save? Design Your New ADT System In Naperville Today

The real benefit of ADT security systems is the superior protection they provide for your Naperville family. Getting a discount on your home insurance bills is icing on the cake. Build your new system by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Phone (630) 360-2986 or complete our form below.

Try the Home Security Pricing Quiz to Get Instant ADT Package Options